About Cancer Care Plus

Cancer Care Plus is a comprehensive insurance policy that provides you with the financial safety net of Cancer Care insurance, plus coverage for 22 other medical conditions such as stroke, heart attack, multiple sclerosis and Parkinson’s disease.
This depth of coverage provides you and your family with an extra level of financial security.

With Cancer Care Plus insurance, you can receive a lump sum cash payment from $25,000 to $300,000, for a premium as low as $3.50 per week.*

* Premium based on a non-smoking, 25 year old male or female at $25,000 cover level.

What does Cancer Care Plus insurance cover?

Base cover

Cancer Care Plus insurance offers the same cover available under Cancer Care – cancers including melanomas, cancers of the blood and body and even pre-cancerous tumours called carcinomas in situ.

Additional cover

In addition to the base cover, Cancer Care Plus covers you for 22 additional medical conditions, listed as follows.

Diagnosis of following medical conditions:	Diagnosis of following degenerative conditions:	Having suffered or undergone:	If you have received or are on waiting list to receive transplants:
Benign brain tumour* Heart attack* Major head trauma* Stroke*	Alzheimer’s disease Dementia* Motor neurone disease Multiple sclerosis Muscular dystrophy Parkinson’s disease	Coronary artery bypass surgery Open heart surgery* Permanent loss of an entire hand or foot Permanent loss of use of a limb (paralysis) Third degree burns*	Bone marrow Heart Kidney Liver Lung Pancreas Small bowel

* To be eligible for a benefit under Cancer Care Plus, the medical conditions will need to meet the criteria defined in the PDS. Click here to download the PDS (see page 13-14).

Choose your level of cover

There are four levels of cover you can select from when you apply for Cancer Care Plus:
- $25,000
- $50,000
- $75,000 or
- $100,000

If you select a cover level of $100,000, a 10% premium discount will automatically apply.

What’s different about Cancer Care Plus?

Get market-leading cover with Cancer Care Plus

With Cancer Care Plus, as well as being protected with the comprehensive, market-leading cover offered with Cancer Care, you also have additional cover in case you suffer one of 22 specified medical conditions.

Claim more than once on the same policy

Most trauma insurance policies only allow you to claim once. With Cancer Care Plus insurance, you can claim multiple times on the same policy.

This feature is extremely helpful if you suffer a cancer that returns with greater severity, or, if you are diagnosed with a different type of illness down the track.

How does this work?

If, after receiving a benefit for a listed medical condition or procedure that is covered under Cancer Care Plus, you suffer from another unrelated listed medical condition or procedure, you are eligible to claim for the new listed medical condition or procedure, as long as more than 12 months have elapsed between events.

Read more about multiple claims. Click here to download the PDS
(see page 12).

How will a claim be determined?

It can help to understand how you will be paid a claim, and what benefit you may be entitled to receive. Here are some examples for your information.
If you have any questions call us on 1300 555 625 – Monday to Friday 8am-6pm AEST.

Example 1.
$100,000 of cover; multiple sclerosis diagnosis

IIf you choose $100,000 of cover and you are diagnosed with multiple sclerosis, you will be paid a lump sum cash benefit of $100,000 upon diagnosis. Your policy will continue and you will remain covered for unrelated listed medical conditions under Cancer Care Plus.

Example 2.
$100,000 of cover, multiple sclerosis diagnosis.
12 months later, high level cancer diagnosis.

If you choose $100,000 of cover and you are diagnosed with multiple sclerosis in the first instance, you will be paid a lump sum cash benefit of $100,000 upon diagnosis.

If 12 months or more has lapsed, and you are then diagnosed with high level of cancer, you are eligible for three times your benefit level – or a further $300,000. Your policy will end for cancer claims and multiple sclerosis, however will continue for the other specified medical conditions.

10% of your premiums donated to cancer research

A unique feature of Cancer Care Plus is that 10% of your insurance premiums are automatically donated to the valuable work of the Australian Cancer Research Foundation, where every dollar of donation received goes towards cancer research.

Who can apply?

You can apply for Cancer Care Plus if you are:
- Aged between 18 and 55
- A citizen or permanent resident of Australia; and
- Currently residing in Australia.

How to apply

Getting covered is simple and easy
You can get covered with Cancer Care Plus in a matter of minutes – simply apply online today. There are no blood tests or medicals required. We will assess your application based on the health information you provide in your application. Should we have any additional questions, one of our consultants will call you.

If you have any questions, please call our insurance consultants at MetLife on 1300 555 625, Monday to Friday 8am-6pm AEST.